going commando

duh julia. i did it for like 4 days b/c my friend owed me $10 and i didn't wanna go to the ATM to take $20 out just so i could go get change for it (machine only takes $5, $10, $20 but i didn't need $20 on my laundry card).. pretty much a waste of $20.. i'd rather have it on my debit card.
cash or credit?