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rookie mistakes people make that keep them poor

post #1 of 13
11/29/06 at 11:23pm
Thread Starter 
http://www.violentacres.com/archives...keep-them-poor
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post #2 of 13
11/30/06 at 12:46am
Great site!

People should also read the following article:
Violent Acres » Archives » You Can Learn a Lot From a Rich Girl
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post #3 of 13
11/30/06 at 12:52am
I have to disagree with attending college out of high school ... just cause my parents are paying for it But the kids who have to pay for it themselves usually are really motived and do well (that's what my dad did).

They made a lot of references to people buying expensive jeans ... lol ... I could totally relate. Spending a week's worth of money on a pair of jeans ... that's me in a nutshell.
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post #4 of 13
11/30/06 at 1:08am
Thread Starter 
drastic measures is good too

Violent Acres » Archives » Drastic Measures
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post #5 of 13
11/30/06 at 1:12am
Quote:
Originally Posted by MiztaMike View Post
I have to disagree with attending college out of high school ... just cause my parents are paying for it But the kids who have to pay for it themselves usually are really motived and do well (that's what my dad did).

They made a lot of references to people buying expensive jeans ... lol ... I could totally relate. Spending a week's worth of money on a pair of jeans ... that's me in a nutshell.
To go along w/this, I have to say that the scholarships I received for my first 3 years of school were what kept me there but didn't motivate me. I took 5 years off after losing those scholarships and went back on my own dime with a completely different field and finally a full understanding/appreciation of education because it was finally coming out of my own pocket.
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post #6 of 13
11/30/06 at 1:27am
For me, it's more like a day's work that can get me my jeans (please don't gag, I'm just stating facts).

You know, if I didn't have credit cards and insurance and gas and whatever little surprises life (or my car) throws at me....

I did a similar thing that the author did when I first started college. Granted, it was waaay less than 11, but I did manage to max them all out. It's only this past year and a half where I started to pay all of them off. I still have 1 left to pay off, but it's being such a bitch because payments for other stuff (not enough money for textbooks, cellphone bills higher than usual, parking permits) keep coming up; and what's worse than that is that I keep seeing different things I want to buy.

A work in progress, that's what my financial maturity is. But I'm not exactly struggling for gas money any more, so it's a step!

A solution to the author's picking on young adults buying expensive jeans?
None other than HF, duh.
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post #7 of 13
11/30/06 at 1:41am
Thread Starter 
yea. this site is kinda two faced.

talking about saving money...and at the same time talking about new pairs of jeans too
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post #8 of 13
11/30/06 at 1:52am
don't agree with #2 as college is supposed to be where start figuring things out (not to say that you DO figure them out). once ppl start working out of hs, the paycheck (no matter how little) is hard to let go for the education that costs money. she should have made this argument about graduate school.
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post #9 of 13
11/30/06 at 2:22am
Quote:
Originally Posted by missmelon View Post
don't agree with #2 as college is supposed to be where start figuring things out (not to say that you DO figure them out). once ppl start working out of hs, the paycheck (no matter how little) is hard to let go for the education that costs money. she should have made this argument about graduate school.
I totally agree. It's not like you have to start college knowing exactly what you want to do. Take different classes, explore different things, figure out what you like and don't like before declaring your major. I didn't know what I wanted to do when I started college, but if I had taken time off away from school under the premise of figuring things out, I may never have gone back. I have friends who took a year off from school and never ended up going back, or are struggling to get their degrees years later. I know that it has worked for some people, but I definitely don't think I would have been one of those people that succeeded if I had followed that particular path. Different strokes, though.

I definitely agree w/ # 3.
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post #10 of 13
11/30/06 at 2:36am
Quote:
Originally Posted by bingothedingo View Post
I totally agree. It's not like you have to start college knowing exactly what you want to do. Take different classes, explore different things, figure out what you like and don't like before declaring your major. I didn't know what I wanted to do when I started college, but if I had taken time off away from school under the premise of figuring things out, I may never have gone back. I have friends who took a year off from school and never ended up going back, or are struggling to get their degrees years later. I know that it has worked for some people, but I definitely don't think I would have been one of those people that succeeded if I had followed that particular path. Different strokes, though.

I definitely agree w/ # 3.
Well, my '1' year off turned into 5. I waited tables for those 5 years and still do. I'm sure that other jobs out there have the same 'appeal' but working for 3 or 4 hours for anywhere between $100-$200 obviously delayed my returning to school. Finally this year I realized that my feet/legs were aching, I was slowly becoming one of those older waitresses that I used to be annoyed by and that the whole lifesytle associated with serving was getting very old
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post #11 of 13
11/30/06 at 6:52am
Quote:
Originally Posted by honestdave View Post
yea. this site is kinda two faced.

talking about saving money...and at the same time talking about new pairs of jeans too
Well, no, not really. We like designer jeans and all that they offer, but we can all agree that the prices are high. So we help each other out with finidng great online deals for them.

The site's a solution for those college kids that the author bitches about.
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post #12 of 13
11/30/06 at 8:10am
I would argue that starting college right after high school is important. I know a lot of people who started working $25,000 a year jobs right out of high school and never bothered to earn a degree because they thought they were living the high life. In reality that kind of money is chump change. The key is to major in something that will land you a good paying job, business, IT, engineering, etc. It may seems romantic to study philosophy or art but when you're 30 with a kid and a mortgage and only making $35,000 a year you might start to see things differently.
Hollywood wants us to think that we must have a career we love to be happy. Reality, however, demands that we do something we can just tolerate in order to pay the bills. Do the things you love for a hobby.
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post #13 of 13
11/30/06 at 8:15am
Point #2 of this article - waiting to go to college - only works if you also follow point #4 - don't stagnate.
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