It's hard to go through life without a credit card. It is a very convenient tool.
Anyways, if you don't have a credit card I'd suggest you get one even if you don't need it. What you will very likely need later in life is credit history. Start building it now!!!
If you're afraid you'll overspend it/abuse it, I suggest requesting a low limit.
I believe Capital One has a credit card that they will approve anybody for.
If you make income and don't have any blemishes on your...